Terms & Condition's
1. Investment Risk Disclosure
Fine wine investment is an unregulated alternative investment. The value of wine can go down as well as up, and you may not recover your initial investment. Past performance is not indicative of future results.
Wine is a physical asset subject to risks including damage, deterioration, theft, and market volatility. While we take every precaution to protect your investment, no investment is without risk.
2. Service Agreement
By investing through International Wine Investors, you agree to our terms of service. We act as facilitators and advisors but do not guarantee specific returns or outcomes.
Our 80/20 allocation structure dedicates 80% of your investment to wine acquisition and 20% to storage, insurance, management, and associated costs. This allocation is fixed and disclosed upfront.
3. Storage and Ownership
Wine purchased on your behalf is stored in your name in government-approved bonded warehouses. You retain full ownership of your wine at all times. Storage fees are included in the 20% management allocation.
We reserve the right to advise the client and to seek permission from the client to relocate wine between approved bonded facilities as necessary for operational or insurance reasons, always maintaining optimal storage conditions.
4. Tax Treatment
While fine wine investments offer potential tax advantages including CGT exemption and VAT deferral, tax treatment depends on individual circumstances and may change. We provide general guidance but are not tax advisors.
You are responsible for reporting any gains or income from wine investments to HMRC as required. We recommend consulting with a qualified tax advisor regarding your specific situation.
5. Exit and Liquidation
We provide exit facilitation services but do not guarantee buyers or minimum prices. Selling wine may take time, and market conditions will determine final sale prices.
Early exit within the first 2 years may result in losses due to transaction costs and limited appreciation time. We recommend minimum 5-year hold periods.
6. Limitation of Liability
While we maintain comprehensive insurance on all stored wine, our liability is limited to the replacement value as determined by current market prices. We are not liable for consequential losses or market depreciation.
Force majeure events, changes in law, or circumstances beyond our reasonable control may affect service delivery. We will use reasonable efforts to minimize impact but cannot guarantee continuity under all circumstances.
7. Regulatory Status
Fine wine investment is not regulated by the Financial Conduct Authority (FCA). This means you do not have access to the Financial Services Compensation Scheme (FSCS) or Financial Ombudsman Service (FOS) for disputes
8. Changes to Terms
We reserve the right to update these terms with reasonable notice. Continued use of our services after changes constitutes acceptance of updated terms.
9. Contact Information
For questions regarding these terms, please contact us at contact@zeroshedge.com or +44 20 1234 5678.
Last updated: February 23, 2026